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Listed 1 month ago

81 Richmond Street

, Brantford

$436,900

Detached|Bungalow-Raised
2 | 1 | 2
About this home

Welcome to this charming 2-bedroom bungalow, where classic character, thoughtful updates and a warm sense of home come together beautifully. The single-level layout offers an easy flow from the welcoming covered front porch entrance into the living room, through the central dining area and into the updated kitchen, creating a comfortable connection between daily living, dining and entertaining spaces. Bright, carpet-free interior with 10 ft ceilings, hardwood flooring in the living room, dining room and bedrooms, formal dining room, updated kitchen, ceramic tile flooring, pot lights, and fridge, dishwasher and range hood in stainless steel finish, plus a cozy side sunroom-perfect for morning coffee, quiet reading, plants or enjoying views of the garden. Major updates include high effiency furnace, inside doors, and attic insulation (2017). Includes fridge (2018), dishwasher (2021), washer (2017), dryer, water softener (2017) and furnace (2016). The outdoor space is a standout feature: a lovingly created garden retreat filled with mature plantings, flowering perennials, layered greenery, stone/gravel pathways, decorative garden lighting, seating areas, birdbath/focal accents and a shed, offering a peaceful private setting for relaxation, reading, gardening or summer entertaining. Altogether, this well-maintained home showcases true pride of ownership inside and out. Walkable location near Graham Bell-Victoria Public School, Grandview Public School, Brantford Collegiate Institute and Vocational School (BCI), École Dufferin French Immersion, Laurier Brantford, downtown shopping/dining, parks, playgrounds, transit, VIA/GO connections, Brantford General Hospital and police services-an appealing setting for families seeking nearby school options and easy access to outdoor relaxation, including Harmony Square, Victoria Park, Wilkes Dam, Waterworks Park, D'Aubigny Creek Park and scenic Grand River trail connections.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$2,827
Lot Size34 ft x 70 ft
mls© NumberX13626984
Listed ByHOMELIFE FRONTIER REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,236
Property tax
$236
Heat allowance
$150
Housing costs
$2,622 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $87,380
25-yr amortization

Income needed

$81,000

gross annual household income

Payment at 4%
$1,839 / mo
Cash down
$87,380

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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