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Price Change$539,900

74 PEARL Street

Brantford Twp, Brant

$519,900

Detached|2-Storey
5 | 2 | 5
About this home

Large, Victorian style character-filled home offering exceptional flexibility for investors or multi-generational families with multiple kitchens and living areas. Centennial vinyl windows just installed (2026) and brand new paved driveway (2026). This classic Victorian beauty features a charming wraparound porch and a striking tower-topped turret that creates unforgettable curb appeal. Currently set up as two separate units, the home can easily function as a spacious single-family residence with over 1,900 sq. ft. above grade, offering 4+1 bedrooms and 2 bathrooms. The upper floor features a bright, spacious eat-in kitchen, 4 pc bath, comfortable living room, and two good-sized bedrooms. The lower floor offers two bedrooms and one bathroom. The back addition serves as a bedroom but could easily be a family room. Sprawling kitchen with abundant white shaker cabinetry, a living room, den, and another bedroom finish off this floor. High ceilings, thick baseboards, and beautiful woodwork throughout highlight the home's timeless craftsmanship. Each floor has its own laundry hookups for added convenience. Roof shingles replaced in 2020, high-efficiency forced-air gas furnace, breaker panel and lots of updated wiring. A standout feature is the impressive 35' x 15' garage, accommodating up to four vehicles or easily transforming into the ultimate workshop or hobby space. Centrally located in North Ward, close to schools, shopping, and parks, this property is ideal for an in-law suite setup, a first-time buyer seeking supplemental income, or just a large growing family!

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$3,211
Lot Size40 ft x 121.75 ft
mls© NumberX13504092
Listed ByRE/MAX TWIN CITY REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,661
Property tax
$268
Heat allowance
$150
Housing costs
$3,079 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $103,980
25-yr amortization

Income needed

$95,000

gross annual household income

Payment at 4%
$2,188 / mo
Cash down
$103,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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