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St. Patrick's Ward, Guelph
$700,000
This is your opportunity to own a beautiful house with exceptional versatility. This charming circa 1910 brick two-story residence blends timeless character with modern finishes throughout. The main level features a stunning kitchen highlighted by a polished concrete island (2021), butcher block countertops, and updated stainless steel appliances-perfect for both everyday living and entertaining. Updated flooring spans every level (2021-2022), while the home offers thoughtful touches like an electric fireplace on the main floor and a cozy gas fireplace below. Upstairs, the spacious primary bedroom includes dual closets, and the bathrooms on both levels have been fully refreshed with oversized custom glass showers (2021). A bright three-season sunroom with new hardwood flooring (2022) adds even more functional living space. The lower level offers a separate entrance and a fully finished layout, ideal for a possible investor to finish, extended family, guests, or additional living space. With updated finishes, a gas fireplace, upgraded egress windows, and modern touches throughout, this space provides comfort and privacy. Outside, enjoy a fully fenced and gated backyard surrounded by mature trees, complete with multiple patio areas, perfect for hosting or unwinding. The detached 1.5-car garage includes hydro and is equipped for a wood stove, adding year round usability. Located on a quiet street with fantastic neighbours, generous parking, and a private park just around the corner, this home offers both convenience and a strong sense of community close to all amenities while still feeling tucked away.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,382 |
| Lot Size | 36.36 ft x 95.86 ft |
| mls© Number | X13596840 |
| Listed By | Keller Williams Home Group Realty |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,583
- Property tax
- $365
- Heat allowance
- $150
- Housing costs
- $4,098 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$126,000
gross annual household income
- Payment at 4%
- $2,946 / mo
- Cash down
- $140,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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