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Listed 5 months ago

204 Mary Street

1002 - CO Central, Oakville

$1,999,000

Detached|2-Storey
4 | 3 | 4
About this home

**Modern Architectural Home with Value-Add Potential in Prime Central Oakville** An exceptional opportunity for builders, investors, and savvy buyers to acquire a modern, architecturally striking home in one of Oakville's most desirable neighbourhoods. Offering over 3,400 sq ft of above-grade living space, this 4-bedroom residence features soaring 21-ft ceilings, expansive windows, and a bright open-concept layout designed for contemporary living.The main level showcases wide-plank hardwood flooring, a dramatic family room with impressive ceiling height, and seamless flow between living, dining, and kitchen spaces. Large bifold doors open to a side patio, offering indoor-outdoor integration and the opportunity to further enhance exterior living.Upstairs, four generously sized bedrooms include a spacious primary retreat with walk-in closet and 5-piece ensuite. The unfinished basement presents a blank canvas with rough-in already in place - ideal for creating additional living space, a secondary suite, or premium recreational area. Set on a 60 x 119 ft lot in a highly sought-after location close to downtown Oakville, the lakefront, parks, and top-rated schools, this property offers strong long-term upside.Recent improvements underway further enhance functionality, including relocation of the laundry area to improve main floor flow. **Seller financing available** flexible terms with no income qualification (conditions apply). Property being sold in as-is condition. A rare opportunity to customize and add value in a premier neighbourhood.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. Age0-5
Size3000-3500 sq. ft.
Property Tax$12,620
Lot Size60 ft x 119.9 ft
mls© NumberW12962650
Listed ByCITYSCAPE REAL ESTATE LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$10,232
Property tax
$1,052
Heat allowance
$150
Housing costs
$11,433 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $399,800
25-yr amortization

Income needed

$352,000

gross annual household income

Payment at 4%
$8,412 / mo
Cash down
$399,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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