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455 - Secord Woods, St. Catharines
$579,900
Welcome to 124 St. Augustine Drive, a beautifully maintained four-level backsplit proudly offered for sale by the original owners for the very first time! Located in the convenient and established Secord Woods neighbourhood of St. Catharines, this well-cared-for home features 3 bedrooms, 2 full bathrooms, an attached single garage, and a versatile multi-level layout that offers plenty of space to enjoy. The bright and inviting main level flows comfortably through the principal living spaces, while the lower level provides an additional family room complete with a cozy gas fireplace, making it the perfect place to relax or entertain. This level also features a newly updated 3-piece bathroom with a brand-new shower. The fourth level offers even more usable space and is ideal for laundry, storage, a home gym, workshop, or hobby room. Step outside to a beautiful, easy-to-maintain backyard offering the perfect amount of outdoor space without the upkeep of a larger property. Important updates include the roof and skylight, both approximately five years old. The location is hard to beat, with quick access to Highway 406, Brock University, the Pen Centre, nearby tennis courts, parks, shopping, restaurants, public transit, and the Welland Canal trail system for walking, running, and biking. Whether you're a first-time buyer, downsizer, or simply looking for a solid, lovingly maintained home in a convenient St. Catharines neighbourhood, this is a wonderful opportunity to own a home that has been cared for by the same family since day one. You don't want to miss this one!
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| Type | Detached |
| Style | Backsplit 4 |
| Approx. Age | 31-50 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,168 |
| Lot Size | 40 ft x 114.97 ft |
| mls© Number | X13838150 |
| Listed By | EXP REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,968
- Property tax
- $347
- Heat allowance
- $150
- Housing costs
- $3,466 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$107,000
gross annual household income
- Payment at 4%
- $2,440 / mo
- Cash down
- $115,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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