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New2 days ago

124 St Augustine Drive

455 - Secord Woods, St. Catharines

$579,900

Detached|Backsplit 4
3 | 2 | 5
About this home

Welcome to 124 St. Augustine Drive, a beautifully maintained four-level backsplit proudly offered for sale by the original owners for the very first time! Located in the convenient and established Secord Woods neighbourhood of St. Catharines, this well-cared-for home features 3 bedrooms, 2 full bathrooms, an attached single garage, and a versatile multi-level layout that offers plenty of space to enjoy. The bright and inviting main level flows comfortably through the principal living spaces, while the lower level provides an additional family room complete with a cozy gas fireplace, making it the perfect place to relax or entertain. This level also features a newly updated 3-piece bathroom with a brand-new shower. The fourth level offers even more usable space and is ideal for laundry, storage, a home gym, workshop, or hobby room. Step outside to a beautiful, easy-to-maintain backyard offering the perfect amount of outdoor space without the upkeep of a larger property. Important updates include the roof and skylight, both approximately five years old. The location is hard to beat, with quick access to Highway 406, Brock University, the Pen Centre, nearby tennis courts, parks, shopping, restaurants, public transit, and the Welland Canal trail system for walking, running, and biking. Whether you're a first-time buyer, downsizer, or simply looking for a solid, lovingly maintained home in a convenient St. Catharines neighbourhood, this is a wonderful opportunity to own a home that has been cared for by the same family since day one. You don't want to miss this one!

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBacksplit 4
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$4,168
Lot Size40 ft x 114.97 ft
mls© NumberX13838150
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,968
Property tax
$347
Heat allowance
$150
Housing costs
$3,466 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $115,980
25-yr amortization

Income needed

$107,000

gross annual household income

Payment at 4%
$2,440 / mo
Cash down
$115,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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