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Price Change$499,999

85 Park Avenue

455 - Secord Woods, St. Catharines

$535,000

Detached|1 1/2 Storey
3 | 2 | 2
About this home

Discover this charming detached home in one of St. Catharines desirable neighbourhoods. Perfect for first-time buyers, growing families, or investors, this home features a open concept living space, a convenient main-floor bedroom, and two additional bedrooms upstairs. The separate basement entrance offers excellent potential for future in-law or income possibilities. Step outside to large and spacious backyard with a storage shed, while the attached carport provides ample covered parking. Ideally located close to schools, parks, shopping, public transit, and all everyday amenities, this is a fantastic opportunity to own a home in a convenient location.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,409
Lot Size50 ft x 150 ft
mls© NumberX13770434
Listed ByP2 REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,738
Property tax
$284
Heat allowance
$150
Housing costs
$3,172 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $107,000
25-yr amortization

Income needed

$98,000

gross annual household income

Payment at 4%
$2,251 / mo
Cash down
$107,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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