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New5 days ago

15 Arlene Street

462 - Rykert/Vansickle, St. Catharines

$734,900

Detached|Backsplit 4
3 | 2 | 4
About this home

Excellent 4-level backsplit with double-car garage, built by Rinaldi Homes and located in a highly desirable west-end neighbourhood. Just minutes to the hospital, major shopping, medical facilities, parks, walking trails and excellent schools. This warm and inviting home features vaulted ceilings, hardwood flooring, solid wood staircase, ceramic tile and a gas fireplace in the front living room. The updated kitchen offers quartz countertops, new cabinet doors (2018), stylish backsplash, centre island and stainless-steel appliances (2018). The spacious dining area overlooks the family room and patio doors lead to the wood deck, pergola (2021) and BBQ area.The upper level offers 3 bedrooms and an updated 4-piece bath with jetted soaker tub, separate shower and quartz countertop (2018). Laundry hookups are conveniently located in the bathroom closet, while the current laundry remains in the basement. The fully finished lower level features a spacious family room with gas fireplace and mantel, large 4th bedroom and updated 3-piece bath (2018). The 4th bedroom could easily be converted to a larger playroom or recreation space by removing the non-structural wall.The basement provides additional flexible living space with a rec room/playroom currently used as a bedroom, exercise room, laundry and cold storage. Enjoy the beautifully landscaped backyard with stamped concrete, maintenance-free commercial-grade artificial turf and enclosed inground pool area with wrought-iron gate and privacy fencing. Pool updates include Elephant safety cover (2024), pump (2026), and liner, heater and sand filter (2021). Furnace & A/C (2021), roof (2017). A fantastic family home offering exceptional indoor and outdoor living! Seller is currently working with their insurance company to complete repairs to the lower basement flooring and drywall resulting from the recent storm and sump pump overflow.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBacksplit 4
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$6,852
Lot Size48.43 ft x 112.57 ft
mls© NumberX13827878
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,762
Property tax
$571
Heat allowance
$150
Housing costs
$4,483 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $146,980
25-yr amortization

Income needed

$138,000

gross annual household income

Payment at 4%
$3,093 / mo
Cash down
$146,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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