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New3 days ago

44 Spencer Crescent

North G, London North

$699,900

Detached|2-Storey
4 | 3 | 4
About this home

Some homes are built around trends. Others are built around family life - with good bones, generous rooms and the kind of neighbourhood people hope to put down roots in. Set along a peaceful, tree-lined street in Masonville, this quintessential two-storey home with great curb appeal has been loved & filled with memories throughout the years and is ready for its next chapter. The classic layout gives everyone room to spread out, with separate living, dining and family spaces that offer flexibility for busy everyday life, entertaining or simply finding a quiet corner of your own. Wainscotting adds character to the dining room, while the family room is anchored by a beautiful brick gas fireplace. Upstairs, four bedrooms keep everyone together on one level, with solid hardwood flooring that has been well maintained. The lower level adds even more functional space, with new carpeting giving it a fresh start and plenty of potential for a rec room, play space, home gym or movie zone. Updated windows throughout are another welcome update already taken care of. Outside may be one of the best treats. A fantastic backyard that offers plenty of room to enjoy without demanding your entire weekend to maintain it. Manicured, easy-care gardens frame the yard, while the deck is ready for summer dinners, morning coffee and evenings spent outside. With its generous footprint, traditional character and a setting that's hard to beat, this is a home you can comfortably move into today and make your own. Schools, shopping, restaurants and everyday amenities are all nearby - in an established North London neighbourhood made for putting down roots.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$5,448
Lot Size62.59 ft x 100 ft
mls© NumberX13803512
Listed ByROYAL LEPAGE TRILAND REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,582
Property tax
$454
Heat allowance
$150
Housing costs
$4,186 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,980
25-yr amortization

Income needed

$129,000

gross annual household income

Payment at 4%
$2,945 / mo
Cash down
$139,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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