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Listed 10 days ago

39 - 145 North Centre Road

North B, London North

$619,900

Detached|Bungalow
2 | 3 | 2 | 0
About this home

A remarkable North London opportunity! This professionally renovated freehold bungalow condo on a large, landscaped corner lot offers over 2,300 sq. ft. of finished living space & exceptional flexibility for downsizers, families & multi-generational living. Ideally situated in London's most sought-after school districts, just a 5-minute walk to Masonville & minutes from Western University. Approximately $90,000 in recent renovations & upgrades include 200-amp electrical, sump pump, owned water heater, A/C, stainless-steel appliances & more (full list with dates attached to listing). The MAIN LEVEL offers the ease of true one-floor living, featuring a bright great room with skylights, gorgeous hardwood floors & a custom kitchen with quartz countertops. A spacious primary bedroom with full ensuite is complemented by a second bedroom, 4-piece main bath & convenient main-floor laundry. Step outside to your private, fully fenced backyard oasis with a large composite deck, perennial gardens, custom stonework, gas hookup & electric awning-an inviting space for relaxing or entertaining. The beautifully finished LOWER LEVEL dramatically expands the home's possibilities with a huge family room, spacious den, office, kitchenette, 4-piece bath, second laundry area & abundant storage-an ideal setup for extended family, teenagers or guests. Enjoy remarkably low condo fees of $165/month, covering snow removal & maintenance of common areas. PRIME LOCATION. EXTENSIVE UPGRADES. EXCEPTIONAL FLEXIBILITY.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,677
mls© NumberX13771316
Listed ByRE/MAX CENTRE CITY REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,173
Property tax
$390
Heat allowance
$150
Housing costs
$3,713 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $123,980
25-yr amortization

Income needed

$114,000

gross annual household income

Payment at 4%
$2,609 / mo
Cash down
$123,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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