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Listed 9 days ago

39 Ridgewood Avenue

Junction/Onward Willow, Guelph

$675,000

Detached|2-Storey
2 | 1 | 3
About this home

Cute as a button and full of personality, 39 Ridgewood Avenue is the kind of home that just feels good the moment you arrive! Tucked beneath the canopy of mature trees on an established Guelph street, this charming home pairs character with thoughtful updates and a surprisingly versatile layout. Step inside to warm hardwood floors and a bright, inviting main living space where large windows bring in plenty of natural light, while the rich green ceiling adds just the right amount of personality. The updated kitchen is both stylish and functional, featuring sleek cabinetry, subway tile backsplash, stainless steel appliances and plenty of workspace, with room to sit down together for everyday meals. Bright and comfortable bedrooms and an updated bathroom round out the living spaces above grade, but there is more here than meets the eye! The fully finished basement, complete with a separate entrance, provides valuable additional living space and exciting in-law suite potential-perfect for extended family, guests, a home office or simply extra room to spread out. Outside, the backyard feels like its own little retreat, surrounded by mature trees and offering multiple deck and patio areas for summer dinners, morning coffee and evenings outside, along with garden beds and a screened gazebo. With its unmistakable charm, updated interior, flexible finished basement and beautiful tree-lined setting, 39 Ridgewood Avenue is proof that good things really do come in cute little packages!

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,690
Lot Size51.7 ft x 91 ft
mls© NumberX13770758
Listed ByRoyal LePage Royal City Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,455
Property tax
$308
Heat allowance
$150
Housing costs
$3,912 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $135,000
25-yr amortization

Income needed

$120,000

gross annual household income

Payment at 4%
$2,841 / mo
Cash down
$135,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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