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Listed 11 days ago

21 Ridgewood Avenue

Junction/Onward Willow, Guelph

$719,000

Detached|1 1/2 Storey
5 | 2 | 3
About this home

Some homes give you more square footage. This one gives your family room to grow.This home serves the needs of modern families. A large rear addition (2022) has transformed it into a 5-bedroom home where everyone can have a space that's truly their own. Kids don't have to share unless they want to. Guests have somewhere to stay. A home office could have a place of its own. The home has been thoughtfully updated without losing its warmth. The kitchen was completely renovated in 2022 with stainless steel appliances, backsplash & laminate flooring that continues through much of the main level. The living room feels welcoming from the moment you walk in, with charming wainscoting that adds character while still feeling relaxed & comfortable. 3 bedrooms on the main floor, 2 more on the 2nd level. A finished basement with a rec room & 2nd Bathroom. Just as importantly, much of the work has already been done for you. The furnace (2014), central air (2019), main roof (2013), windows (2013 and 2025) and rear deck (2022) have all been updated over the years. Additional improvements include a newer front door, French drain with sump pump, updated rear siding and a freshly painted front exterior. Instead of wondering what project comes next, you can focus on settling in and making the home your own.The home has a 3-car driveway, gated access from both the driveway and side of the home to a fully fenced yard perfect for morning coffee or watching the kids play in the yard. Set in Guelph's Junction/Onward Willow neighbourhood, you're just minutes from schools, parks, shopping and everyday conveniences, with easy access to Paisley Road and Silvercreek Parkway. New entrance and front porch drawings available.

Extras

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  • Sun, Sep 20

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Got questions?

Contact Jonathan directly.

agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style1 1/2 Storey
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$4,244
Lot Size51.7 ft x 91 ft
mls© NumberX13762864
Listed ByREAL BROKER ONTARIO LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,680
Property tax
$354
Heat allowance
$150
Housing costs
$4,184 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $143,800
25-yr amortization

Income needed

$129,000

gross annual household income

Payment at 4%
$3,026 / mo
Cash down
$143,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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