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New2 hours ago

38 Stewart Street

1002 - CO Central, Oakville

$1,850,000

Detached|2-Storey
4 | 5 | 5
About this home

Exceptional custom-built modern home offering a rare and highly functional layout, with a main floor master suite and three spacious bedrooms plus two bathrooms on the second level. Designed with meticulous attention to detail, this sophisticated residence combines contemporary architecture, premium finishes and thoughtful functionality throughout. The main floor features an elegant primary suite with a walk-in closet and spa-inspired ensuite. The open-concept living, dining and kitchen areas are enhanced by 9-foot ceilings, panoramic windows and custom architectural details. The gourmet kitchen showcases custom cabinetry, a generous white quartz island with extensive storage and high-end built-in appliances. A bright adjoining breakfast area overlooks the landscaped grounds. A striking custom staircase with floating-style risers, stainless-steel handrail and tempered glass creates a dramatic architectural focal point. The main floor also includes a private office with glass doors, stylish powder room and extensive custom storage. Upstairs, a skylit hallway leads to three spacious bedrooms and two full bathrooms with heated floors. Custom solid interior doors, white oak hardwood floors, porcelain tile and illuminated niches add a distinctive level of quality throughout. The finished basement provides exceptional versatility, with an open concept recreation room, laundry, powder room, cold cellar, utility and mechanical rooms, plus custom storage and shelving. Modern mechanical systems include a tankless water heater, air exchanger and high-efficiency heating/cooling system. Outside, professional landscaping, a fully fenced modern yard, stone-and-wood courtyard, fire-pit area and charming sitting space create a private outdoor retreat. An oversized driveway can accommodate up to four cars, complemented by custom garage. A truly distinctive Oakville home where modern design, premium craftsmanship and everyday comfort come together.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. Age6-15
Size2000-2500 sq. ft.
Property Tax$10,808
Lot Size44 ft x 116 ft
mls© NumberW13740662
Listed ByROYAL LEPAGE REAL ESTATE SERVICES LTD.

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$9,469
Property tax
$901
Heat allowance
$150
Housing costs
$10,520 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $370,000
25-yr amortization

Income needed

$324,000

gross annual household income

Payment at 4%
$7,785 / mo
Cash down
$370,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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