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Listed 4 months ago

605 - 20 Speers Road

1002 - CO Central, Oakville

$499,900

Condo Apartment |
3 | 2 | 1 | 1
About this home

Stunning Sun filled Corner unit with gorgeous sunset views right in the heart of Kerr Village. This beautifully updated 3 bedroom, 2 Bathroom open-concept condo features a Primary bedroom with its own ensuite bathroom & laundry - a rare find. Floor-to-ceiling windows flood the space with natural light, showcasing the desirable north-east corner exposure and sweeping views. The spacious, renovated white open-concept kitchen features stainless steel appliances, upgraded lighting, and flows seamlessly into the living and dining areas-perfect for hosting friends. No need to renovate, just move in! Step outside and embrace the lifestyle: the building offers a large outdoor common area, ideal for kids to play or for walking your puppies in this pet-friendly building (max 2 pets). Enjoy ample above-ground guest parking, low property taxes, and peace of mind with newer balconies and windows (2022). Includes ample above-ground guest parking. Unbeatable location with steps to Kerr Village shops, restaurants, Lake Ontario, Whole Foods, Sixteen Mile Creek, and just a 10 min walk to Oakville GO with quick access to the QEW & downtown Oakville, known for its upscale cafés, boutiques, and fine dining. 2 AC Units (2020). Renovations to common areas, hallways, and exterior cladding scheduled for 2026, adding future value.

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agent
Jonathan Lee
(647) 983-0770
TypeCondo Apartment
Style1 Storey/Apt
Approx. Age51-99
Size1000-1199 sq. ft.
Maintenance Fees$1,116
LockerExclusive
BalconyOpen
ExposureNorth East
Parking TypeUnderground
Parking Spaces1
Parking FeaturesUnderground
Property Tax$1,928
mls© NumberW13121164
Listed ByROYAL LEPAGE REAL ESTATE SERVICES LTD.
Water Included
Common Elements Included
Building Insurance Included
Parking Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,559
Property tax
$161
Heat allowance
$150
Condo fees, half counted
$558
Housing costs
$3,427 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,980
25-yr amortization

Income needed

$105,000

gross annual household income

Payment at 4%
$2,104 / mo
Cash down
$99,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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