| Common Elements Included | |
| Building Insurance Included | |
| Water Included | |
| Parking Included |


























502 - 20 Speers Road
1002 - CO Central, Oakville
$449,999
Location, lifestyle, and convenience come together in this spacious two-bedroom condo in the heart of Oakville. Featuring A desirable exposure, this beautifully maintained unit offers a bright and functional layout with thoughtful updates throughout. The renovated kitchen, updated bathroom, and modern flooring, create a clean and desirable interior ready to enjoy. The sunken living room with natural gas fireplace adds warmth and character while large windows and balcony doors invite natural light throughout the space. Natural gas is conveniently included in the condo fees. Recent building upgrades include new windows, balcony doors, and railings, with additional improvements planned. Located just steps from Oakville GO Station, this home is perfect for commuters while also offering easy access to downtown Oakville, waterfront parks, scenic trails, restaurants, and shopping. A wonderful opportunity to enjoy low-maintenance living in one of Oakville's most convenient locations.
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| Type | Condo Apartment |
| Style | 1 Storey/Apt |
| Approx. Age | Not available |
| Size | 900-999 sq. ft. |
| Maintenance Fees | $840 |
| Locker | Exclusive |
| Balcony | Open |
| Exposure | North West |
| Parking Type | Underground |
| Parking Spaces | 1 |
| Parking Features | None |
| Property Tax | $1,602 |
| mls© Number | W12869590 |
| Listed By | Forest Hill Real Estate Inc., Brokerage |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,303
- Property tax
- $134
- Heat allowance
- $150
- Condo fees, half counted
- $420
- Housing costs
- $3,007 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$93,000
gross annual household income
- Payment at 4%
- $1,894 / mo
- Cash down
- $90,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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