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New6 days ago

45 Hiram Road

Westbrook, Richmond Hill

$1,888,000

Detached|2-Storey
4 | 5 | 9
About this home

EXCEPTIONAL CUSTOM HOME ON A DOUBLE LOT W/ 90FT FRONTAGE, 3 CAR GARAGE & OVER 5,000 SQFT OF TOTAL LIVING SPACE! A private triple car driveway welcomes you to the grand entrance & spacious foyer, w/ french doors opening to the main level. Elegant crown moulding & hardwood floors flow throughout the main living areas. The bright living room features soaring vaulted ceilings & wall sconces, while the formal dining room offers an accent light fixture & french doors. The gourmet kitchen features stainless steel appliances, built-in oven, gas cooktop, range hood, microwave, dishwasher, centre island w/ pull-out drawers, extensive cabinetry, backsplash & cove lighting w/ LED pot lights. The sun-filled breakfast area offers windows all around & a walkout to the deck, perfect for enjoying morning coffee. Gather in the family room by the fireplace or work from the private main-floor office. Convenient laundry room w/ full-sized washer & dryer completes the main level. Upstairs, a wooden staircase leads to a spacious landing overlooking the main floor. The expansive primary retreat offers a walk-in closet, separate sitting area & luxurious 6pc ensuite w/ jacuzzi tub, bidet, double vanity & glass shower. Three additional bedrooms feature ample closet space, windows & ensuite access. The fully finished lower level w/ separate entrance through the garage, offers a complete kitchen, 3 bedrooms, 4pc bath, stackable washer & dryer, woodshop area, ideal for extended family, in-law living or potential rental use. Step outside to a spacious, fully fenced backyard, perfect for outdoor recreation. Located in desirable Westbrook, close to parks, walking and cycling trails, schools, Elgin West Community Centre & Pool, YRT/VIVA transit & major commuter routes. All owned items, no rentals. New 4 ton a/c (2025), furnace (2018) and owned hot water tank. Chest freezer is included. Two upright GE freezers are excluded. Don't miss out on this opportunity!**Some photos are virtually staged.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. AgeNot available
Size3000-3500 sq. ft.
Property Tax$8,711
Lot Size89.47 ft x 147.74 ft
mls© NumberN14149878
Listed ByRE/MAX HALLMARK REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$9,664
Property tax
$726
Heat allowance
$150
Housing costs
$10,540 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $377,600
25-yr amortization

Income needed

$324,000

gross annual household income

Payment at 4%
$7,945 / mo
Cash down
$377,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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