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Listed 12 days ago

104 Topham Crescent

Westbrook, Richmond Hill

$1,598,000

Detached|2-Storey
4 | 4 | 7
About this home

Executive family living with a walk-out in-law suite, nestled on a premium deep lot in Richmond Hill's mature Westbrook neighbourhood. This home offers over 3,000 sq. ft. of finished above-ground living space, a large two-car garage, and a 5-car interlock driveway, plus an almost 1,500 sq. ft. walk-out basement with a separate entrance. The interior showcases solid hardwood flooring throughout the upper levels, smooth flat ceilings, crown moulding, and pot lights. A grand, two-storey open-concept foyer features a Scarlett O'Hara hardwood staircase with wrought-iron pickets, leading to formal living and dining rooms, a main-floor office/library, and a family room with a stone fireplace. The chef's kitchen and large breakfast area are outfitted with granite countertops, a matching granite backsplash, a centre island, dedicated pantry storage, premium appliances, and California shutters. Outside, the property is professionally landscaped with wrap-around stone interlock, flowerbeds, front and back lawns complete with an automated sprinkler system, and a large deck paired with an additional summerhouse gazebo for entertaining and family gatherings. Enjoy an exceptional central location near highly rated schools, parks, and walking trails, just steps to the community centre, places of worship, shopping, grocery stores, restaurants, public transit, the GO station, and easy access to major highways.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. Age31-50
Size3000-3500 sq. ft.
Property Tax$8,336
Lot Size49.84 ft x 118.36 ft
mls© NumberN14130930
Listed BySUTTON GROUP-ADMIRAL REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$8,179
Property tax
$695
Heat allowance
$150
Housing costs
$9,024 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $319,600
25-yr amortization

Income needed

$278,000

gross annual household income

Payment at 4%
$6,725 / mo
Cash down
$319,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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