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Listed 7 days ago

97 Richmond Street

Mill Pond, Richmond Hill

$1,300,000

Detached|2-Storey
4 | 3 | 2
About this home

Welcome to 97 Richmond St., a charming modern farmhouse that beautifully blends cozy warmth with a timeless character. Thoughtfully styled with adorable details, this home offers a sense of comfort and appeal. Minutes to everyday amenities, Mill Pond, Yonge St., parks, and schools. Extensively upgraded throughout: New Window coverings; New interior/exterior paint; New Balcony Flooring off Primary Bedroom; Kitchen; 2nd Fl bath; 2nd Fl Laminate; Interlock; Fence; Roof; Appliance have all been upgraded. It's a place you'll love to call home.

Extras

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$5,617
Lot Size62.5 ft x 90.25 ft
mls© NumberN14144986
Listed ByINTERNATIONAL REALTY FIRM, INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,654
Property tax
$468
Heat allowance
$150
Housing costs
$7,272 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $260,000
25-yr amortization

Income needed

$224,000

gross annual household income

Payment at 4%
$5,471 / mo
Cash down
$260,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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