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Mill Pond, Richmond Hill
$1,199,900
Nestled on a quiet, family-oriented street in the heart of sought-after Mill Pond, this solid, beautifully maintained century home masterfully blends timeless character with significant modern updates. Offering almost 2,200 square feet of functional living space in the main residence, this pre-inspected home features 4 bedrooms and 3 bathrooms, providing an ideal layout for modern family living. The main floor offers a formal living room, a spacious family room with new pot lights ('25), an updated kitchen ('20) with granite counter and recent appliances (fridge '24, stove '23), a brand-new main floor 3-piece bathroom, and a cozy library with a fireplace. The primary bedroom sanctuary features a spa-inspired ensuite complete with a classic cast iron soaking tub, brand-new shower, Juliet balcony, and an oversized walk-in closet. Important practical upgrades throughout include 200-amp electrical service, a new sump pump ('25), a gas boiler system ('13), a reconstructed front porch ('24), and many updated windows while preserving original heritage glass at the front (please note, the home is not a designated heritage house). The basement offers abundant, organized storage space and clear access to utilities, including a new washer/dryer in '25. Step outside to a fully fenced backyard with perennial gardens, a versatile detached garden studio ('21) featuring a finished upper loft space -ideal as a quiet family retreat, home office, or creative studio-and a rare 10-car driveway. Enjoy the tranquility of a quiet neighborhood setting while being mere minutes from Mill Pond walking trails, community events, top schools, and Yonge Street shops, restaurants, and cafes. A truly unique property offering unmatched value and lifestyle options.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 2000-2500 sq. ft. |
| Property Tax | $5,680 |
| Lot Size | 35.53 ft x 131 ft |
| mls© Number | N14117118 |
| Listed By | RE/MAX HALLMARK REALTY LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,142
- Property tax
- $473
- Heat allowance
- $150
- Housing costs
- $6,765 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$208,000
gross annual household income
- Payment at 4%
- $5,049 / mo
- Cash down
- $239,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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