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New4 days ago

3 Thomas Street

Lakeview, Oshawa

$644,900

Semi-Detached |2-Storey
3 | 2 | 3
About this home

This move-in-ready semi-detached 2-storey home sits in a family-friendly pocket near Simcoe & Ritson, close to Ed Broadbent Park (15-min walk) and Lakeview Park (20-min walk), and just steps from Bobby Orr Public School. Featuring 3 bedrooms and 2 washrooms, this bright home offers an updated kitchen with deep base drawers for maximum storage, living room that walks out to a deck overlooking a private, fenced backyard with a pond, patio, mature trees, and a storage shed - perfect for outdoor entertaining. Upstairs, the primary bedroom boasts a semi-ensuite and closet, alongside two additional bedrooms with closets and large windows. The finished basement adds valuable living space with a laundry area and extra storage. Additional highlights include a built-in garage with a dedicated 240v outlet for EV charging, driveway parking for 2, a 200-amp electrical panel, stainless steel dishwasher and fridge, a central heat pump providing both heating and cooling as well as a high efficiency gas furnace , and a foyer with a convenient main-floor 2-piece bath. A fantastic opportunity for families looking for space, updates, and an unbeatable location close to parks, schools and convenient access to the 401 and the GO train!

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agent
Jonathan Lee
(647) 983-0770
TypeSemi-Detached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,674
Lot Size28.75 ft x 114.14 ft
mls© NumberE13795258
Listed ByHomesmiths Real Estate Ltd.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,301
Property tax
$306
Heat allowance
$150
Housing costs
$3,757 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $128,980
25-yr amortization

Income needed

$116,000

gross annual household income

Payment at 4%
$2,714 / mo
Cash down
$128,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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