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Listed 12 days ago

1105 Valley Court

Lakeview, Oshawa

$564,900

Semi-Detached |Backsplit 4
2 | 2 | 4
About this home

Welcome to this spacious large 4-level backsplit semi-detached home, ideally situated at the end of a quiet court with no through traffic. Set on a generous pie-shaped lot in a desirable South Oshawa residential community, this home offers excellent space, flexibility and potential for families and multi-generational living. The main level features a formal living and dining area, while the modern kitchen offers an open-concept layout perfect for everyday living and entertaining. Two fully renovated bathrooms (upper and lower levels) add comfort and convenience. With no carpets throughout, the home is easy to maintain and move-in ready. Currently offering 2+1 bedrooms, the third level family room was originally two separate bedrooms and can easily be converted back into a 3rd and 4th bedroom with the addition of one dividing wall. A separate side entrance to basement provides excellent flexibility and could easily be closed off from main living quarters to create a private entrance for potential in-law or extended-family living. The large basement offers plenty of room for storage, recreation or your own finishing ideas. Additional storage is available in the crawl space and basement. Enjoy the privacy and outdoor space of the large pie-shaped lot with gazebo for barbequing and a patio to dine on, along with the welcoming front porch to sit on during those warm summer evenings. A versatile home with room to grow, ideal for families, first-time buyers or those looking for generational living potential-all in a quiet, family-friendly court location close to the amenities of South Oshawa.

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agent
Jonathan Lee
(647) 983-0770
TypeSemi-Detached
StyleBacksplit 4
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,891
Lot Size21.25 ft x 183.36 ft
mls© NumberE13757450
Listed ByRE/MAX WEST REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,891
Property tax
$324
Heat allowance
$150
Housing costs
$3,366 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $112,980
25-yr amortization

Income needed

$104,000

gross annual household income

Payment at 4%
$2,377 / mo
Cash down
$112,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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