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Listed 2 months ago

B - 889 Adelaide Street W

Niagara, Toronto

$970,000

Condo Townhouse |
2 | 3 | 2 | 1
About this home

Rooted at the base of Trinity Bellwoods and steeped in Toronto character, this classic brownstone townhouse is the kind of home people wait years to find. Built in 1989, Copperfield Townhomes was designed for those who crave the energy of urban living. Think executive-calibre finishes, genuine warmth, and a sense of community that stacked townhouses simply can't replicate. Spanning almost 1200 square feet across two thoughtfully laid-out levels, this unit occupies the 2nd and 3rd floors - elevated above the street, yet perfectly tucked in. As an end-of-row unit, it enjoys something most townhomes can't offer: natural light from the north, south, and east. You'll notice the difference the moment you walk in. This home has been professionally painted, including stairs with a brand new carpet runner. The second floor is made for living. Hardwood floors run throughout, anchored by a wood-burning fireplace that makes the space feel instantly like home. The eat-in kitchen is functional and inviting, a powder room an r is where the day ends well. Two generously sized bedrooms, each with its own ensuite bath, offer the kind of privacy and comfort that's rare at this price point. The south-facing bedroom steps out onto a second balcony - ideal for a morning coffee or an evening wind-down - and features an updated 3-piece ensuite. The primary suite is simply impressive: large enough for a king bed with room left over for a desk, a piano, a Peloton, or whatever your lifestyle calls for. Multiple closets and a full 4-piece ensuite complete the picture. And then there's the bonus round: exclusive locker storage plus two owned parking spaces - an almost unheard-of luxury in this neighbourhood.

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agent
Jonathan Lee
(647) 983-0770
TypeCondo Townhouse
StyleStacked Townhouse
Approx. AgeNot available
Size1000-1199 sq. ft.
Maintenance Fees$1,134
LockerExclusive
BalconyOpen
ExposureNorth South
Parking TypeUnderground
Parking Spaces2
Parking FeaturesUnderground
Property Tax$4,734
mls© NumberC13479074
Listed ByBOSLEY REAL ESTATE LTD.
Common Elements Included
Building Insurance Included
Parking Included
Water Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,965
Property tax
$395
Heat allowance
$150
Condo fees, half counted
$567
Housing costs
$6,077 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $194,000
25-yr amortization

Income needed

$187,000

gross annual household income

Payment at 4%
$4,082 / mo
Cash down
$194,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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