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New1 day ago

1042 Lakeshore Road W

440 - Rural Port, St. Catharines

$869,900

Detached|Bungalow
2 | 2 | 7
About this home

Nestled on a beautifully landscaped lot in the desirable west end of St. Catharines, this well-maintained bungalow offers the perfect balance of peaceful country living and everyday convenience. Surrounded by mature trees, perennial gardens, and lush greenery, the property provides a private retreat just minutes from all essential amenities. Designed for comfortable family living, the home features 2+2 bedrooms, 2 baths, and over 2,400 sq. ft. of finished living space. The bright main level offers an updated eat-in kitchen with abundant cabinetry, generous counterspace, and newer appliances (2022). A cozy dinette leads to a charming three-season sunroom with new vinyl flooring and tranquil views of the backyard. The spacious living room is highlighted by a gas fireplace, while the adjoining family room showcases a classic brick wood-burning fireplace. Two well-sized bedrooms, a 3-piece bath with a large walk-in shower, and convenient main-floor laundry complete the main level. The finished lower level extends the living space with a large recreation room, two additional bedrooms, a 4-piece bath, and a utility/storage area offering plenty of room for organization. Step outside to your own backyard oasis, featuring an 18' x 36' inground pool, ideal for summer entertaining or relaxing. Just a short drive from Lake Ontario and Port Dalhousie, this location offers easy access to waterfront trails, beaches ,and recreational activities. Additional updates include a furnace (2022), central air conditioner (2024), most windows replaced and a new Waterloo septic system installed in October 2024. The oversized detached garage measures approximately 31' x 24' and includes a workshop and separate storage room. A private asphalt driveway provides parking for 6+ vehicles, making it ideal for guests, trailers, or recreational equipment. A rare opportunity to enjoy the space, privacy, and charm of country-style living while remaining close to all the conveniences of the city.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$8,160
Lot Size99.81 ft x 160.88 ft
mls© NumberX13841652
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,453
Property tax
$680
Heat allowance
$150
Housing costs
$5,283 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $173,980
25-yr amortization

Income needed

$163,000

gross annual household income

Payment at 4%
$3,661 / mo
Cash down
$173,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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