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New2 days ago

12 Glenhurst Circle

456 - Oakdale, St. Catharines

$640,000

Detached|Sidesplit
5 | 2 | 4
About this home

An opportunity for multi-generational families or investors looking for income potential! Tucked away on a quiet cul-de-sac in an ultra-convenient location, this 6-bedroom (5+1), 2-bath side-split offers a highly flexible layout for a variety of needs. The main floor features a bright living room, a functional dining area connecting to the kitchen. Down the hall, three bedrooms and a bathroom, and just a few steps up, there are two additional bedrooms which provide flexibility for a large family, home offices, or an extended rental setup. There are 5 bedrooms total on this level! The fully finished basement accessed through the kitchen plus its own separate entrance includes a kitchenette, a bathroom, and a large recreation room with a cozy gas fireplace. This layout makes it an ideal setup for a secondary income suite or a student rental. Outside, the property has a spacious backyard with a large patio framed by mature evergreen trees. Everyday convenience is a breeze with a single attached garage and an oversized driveway that easily accommodates 3+ vehicles. Location is everything: you are close to major amenities with easy access to transit routes serving local shopping centres, Brock University, and Niagara College. With its unbeatable space, layout, and location, this property makes perfect sense as both a forever family home and a turnkey investment.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleSidesplit
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,047
Lot Size60 ft x 162.42 ft
mls© NumberX13835546
Listed ByBOSLEY REAL ESTATE LTD.,

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,276
Property tax
$421
Heat allowance
$150
Housing costs
$3,846 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $128,000
25-yr amortization

Income needed

$118,000

gross annual household income

Payment at 4%
$2,693 / mo
Cash down
$128,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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