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456 - Oakdale, St. Catharines
$640,000
An opportunity for multi-generational families or investors looking for income potential! Tucked away on a quiet cul-de-sac in an ultra-convenient location, this 6-bedroom (5+1), 2-bath side-split offers a highly flexible layout for a variety of needs. The main floor features a bright living room, a functional dining area connecting to the kitchen. Down the hall, three bedrooms and a bathroom, and just a few steps up, there are two additional bedrooms which provide flexibility for a large family, home offices, or an extended rental setup. There are 5 bedrooms total on this level! The fully finished basement accessed through the kitchen plus its own separate entrance includes a kitchenette, a bathroom, and a large recreation room with a cozy gas fireplace. This layout makes it an ideal setup for a secondary income suite or a student rental. Outside, the property has a spacious backyard with a large patio framed by mature evergreen trees. Everyday convenience is a breeze with a single attached garage and an oversized driveway that easily accommodates 3+ vehicles. Location is everything: you are close to major amenities with easy access to transit routes serving local shopping centres, Brock University, and Niagara College. With its unbeatable space, layout, and location, this property makes perfect sense as both a forever family home and a turnkey investment.
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| Type | Detached |
| Style | Sidesplit |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $5,047 |
| Lot Size | 60 ft x 162.42 ft |
| mls© Number | X13835546 |
| Listed By | BOSLEY REAL ESTATE LTD., |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,276
- Property tax
- $421
- Heat allowance
- $150
- Housing costs
- $3,846 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$118,000
gross annual household income
- Payment at 4%
- $2,693 / mo
- Cash down
- $128,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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