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New4 days ago

81 Ziraldo Road N

439 - Martindale Pond, St. Catharines

$799,900

Detached|Sidesplit 5
3 | 2 | 5
About this home

Beautifully kept and cared for multi level sidesplit located in a great family area in north St. Catharines. Nicely landscaped with fully fenced rear yard, shed, above ground pool with newer liner and new surrounding deck. The interior includes a raised eat-in kitchen, living room/dining room open concept and main level family room with fireplace and built in cabinets leading to an attached three season sunroom. The lower level has a finished recreation room with pool table and leads to a basement ideal for workshop and laundry. The attached garage has an inside entrance, the large tiled foyer provides easy access to all the main levels. This home is available for a quick closing if needed and there is nothing to do but move in.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleSidesplit 5
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$5,281
Lot Size50 ft x 100 ft
mls© NumberX13832732
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,094
Property tax
$440
Heat allowance
$150
Housing costs
$4,684 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,980
25-yr amortization

Income needed

$144,000

gross annual household income

Payment at 4%
$3,366 / mo
Cash down
$159,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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