| Building Insurance Included |
Listed 21 days ago
522 - 145 Columbia Street W
, Waterloo
$435,500
Condo Apartment |
1 + 1 | 1 | 0 | 0
About this home
Welcome to Unit 522 at 145 Columbia Street West, ideally located in the heart of Waterloo's highly sought-after university district.This is an opportunity to own a property in a location where convenience and rental demand come together. With the University of Waterloo and Wilfrid Laurier University nearby, residents have easy access to campus, transit, restaurants, cafés, shopping, and everyday amenities.
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| Type | Condo Apartment |
| Style | Apartment |
| Approx. Age | Not available |
| Size | 500-599 sq. ft. |
| Maintenance Fees | $275 |
| Locker | None |
| Balcony | None |
| Exposure | North |
| Parking Type | Underground |
| Parking Spaces | 0 |
| Parking Features | None |
| Property Tax | $3,182 |
| mls© Number | X13830588 |
| Listed By | COLDWELL BANKER THE REAL ESTATE CENTRE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,229
- Property tax
- $265
- Heat allowance
- $150
- Condo fees, half counted
- $137
- Housing costs
- $2,782 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $87,100
25-yr amortization
Income needed
$86,000
gross annual household income
- Payment at 4%
- $1,833 / mo
- Cash down
- $87,100
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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