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Listed 9 days ago

12 Roseland Avenue

444 - Carlton/Bunting, St. Catharines

$565,000

Detached|Bungalow
3 | 2 | 4
About this home

Discover a bright, well-kept bungalow on a quiet, mature street in St. Catharines' desirable north end. With 3 bedrooms and 2 bathrooms, this home offers a comfortable layout with room to grow.The main floor features hardwood flooring throughout much of the space, along with a good-sized kitchen and separate dining area that flows seamlessly into the living room. Updates over the years: basement waterproofing and sump pump (2017) and roof 2021. The finished basement adds a large rec room or in-law potential, which suits multigenerational families and investors alike. Outside, enjoy a private, fenced backyard ideal for kids, pets and entertaining, along with a long driveway offering parking for up to four vehicles and a detached garage. Everyday essentials are close at hand, with schools, parks, shopping and transit nearby, plus easy highway access for commuters. Book your private showing today.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$4,280
Lot Size60 ft x 100 ft
mls© NumberX13811890
Listed ByROCK STAR REAL ESTATE INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,892
Property tax
$357
Heat allowance
$150
Housing costs
$3,399 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $113,000
25-yr amortization

Income needed

$105,000

gross annual household income

Payment at 4%
$2,378 / mo
Cash down
$113,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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