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Listed 14 days ago

19 Cunningham Street

557 - Thorold Downtown, Thorold

$399,800

Detached|1 1/2 Storey
3 | 2 | 7
About this home

Quiet, desirable, Thorold area, yet close to all amenities and the 406. Large 44' x 157' lot with a private, fenced backyard and an expansive deck coming from the 3 season sunrooms patio door. Detached oversized garage/shop. 20' x 35' with a drive through design leading to the backyard. 220 hydro. An electric pulley hoist and air compressor stay. Paved drive for numerous car parking. Main floor has a formal living and dining room. Office/den with a gas stove fireplace. Eat in kitchen, 2 bedrooms and 3 piece bathroom. Upstairs there are two additional bedrooms. The partly finished basement has a rec room, 5th bedroom, laundry and 3 piece bathroom. This is a great affordable home for starting a family or retirees, with a super garage for that handyman or storing your toys, etc. Check it out today!

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style1 1/2 Storey
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$3,021
Lot Size44 ft x 157.9 ft
mls© NumberX13794242
Listed ByRE/MAX GARDEN CITY REALTY INC, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,046
Property tax
$252
Heat allowance
$150
Housing costs
$2,448 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $79,960
25-yr amortization

Income needed

$75,000

gross annual household income

Payment at 4%
$1,682 / mo
Cash down
$79,960

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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