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South F, London South
$374,900
Welcome to 20 Wharncliffe Rd S - a centrally located 2-bedroom, 1-bath home in the heart of the city. This well-laid-out property features bright principal rooms, a practical floor plan, and strong potential for both homeowners and investors alike. The main level offers a comfortable living area, an efficient kitchen, two well-sized bedrooms, and a convenient main floor den that provides additional flexibility for a home office, reading space, or storage. The home also offers a full basement, providing excellent additional storage and future potential. Notable updates include additional insulation added. New furnace and air conditioning system, both completed in 2022. Situated in a convenient location close to downtown amenities, transit, shopping, and major routes, this property delivers excellent accessibility and everyday convenience. Whether you're looking to enter the market, downsize, or expand your investment portfolio, this is a solid opportunity in a central location.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 100+ |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,219 |
| Lot Size | 40 ft x 89 ft |
| mls© Number | X13742782 |
| Listed By | EXIT REALTY COMMUNITY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,919
- Property tax
- $268
- Heat allowance
- $150
- Housing costs
- $2,337 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$72,000
gross annual household income
- Payment at 4%
- $1,578 / mo
- Cash down
- $74,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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