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Listed 28 days ago

423 Read Road

102 - Lakeshore, Niagara-on-the-Lake

$695,000

Detached|1 1/2 Storey
3 | 2 | 4
About this home

Country Tranquility Meets City Convenience. Discover the perfect blend of peaceful country living and everyday convenience in east St. Catharines. Nestled among picturesque peach orchards and vineyards, this charming 3-bedroom home offers a welcoming setting for families, entertaining, and enjoying the outdoors. The bright and spacious main floor features an inviting kitchen and dining area with beautiful views and a walkout to the backyard. A generously sized living room, complete with a cozy corner gas fireplace and hearth, creates an open and comfortable gathering space. A main-floor bedroom provides added flexibility, while a versatile den or small bedroom offers even more options for a home office, guest space, or additional sleeping area. Upstairs, you'll find two large bedrooms and a second full bathroom, providing plenty of room for family and guests. A convenient side entrance leads into a practical mudroom, perfect for keeping everyday life organized. The finished lower level adds valuable living and hobby space with a large family room featuring another corner fireplace, along with a workshop and laundry room. Step outside and enjoy the tranquil surroundings from the rear deck, which overlooks the expansive lot and neighbouring orchard. A handy storage shed with an attached dog run provides a dedicated outdoor space for your four-legged family member. With ample parking for numerous vehicles, there's plenty of room to welcome family and friends for game nights, gatherings, and summer entertaining. A wonderful opportunity to enjoy the best of both worlds - serene country surroundings just minutes from the conveniences of St. Catharines. Come take a look, and make this Your Niagara Home.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style1 1/2 Storey
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$4,095
Lot Size60 ft x 150 ft
mls© NumberX13740930
Listed ByRE/MAX GARDEN CITY REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,557
Property tax
$341
Heat allowance
$150
Housing costs
$4,049 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,000
25-yr amortization

Income needed

$125,000

gross annual household income

Payment at 4%
$2,925 / mo
Cash down
$139,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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