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Listed 2 months ago

245 Elmira Road S

Willow West/Sugarbush/West Acres, Guelph

$819,990

Detached|2-Storey
3 | 3 | 5
About this home

When life is transitioning fast, coming home should feel simple. That is exactly what this West End detached home offers; a soft landing where all the heavy lifting has already been done for you. Inside, the main floor feels bright and calm, finished with smooth ceilings, updated light fixtures, a stylish feature wall and fresh, neutral paint. The renovated kitchen is built for real life, featuring clean cabinetry, a contemporary tile backsplash, quartz countertops, and convenient island, making hosting or weekday meal prep easy. Beautiful hardwood floors run through the living and dining area, where sliding glass doors let in plenty of natural light and lead you out to the private, mature backyard. It is a fully enclosed space with a brand-new rear fence, where kids or dogs can play safely, while you unwind in the hot tub after a bbq dinner outside on the stone patio. Upstairs, three comfortable bedrooms are supported by three bathrooms across the home's levels. The finished basement adds a versatile space for a playroom, media room, home office, or teenage hangout. Even the practical details are ready for the future, including a newly drywalled and painted garage with an upgraded 200-amp electrical panel, making it simple to set up an EV charger down the road. Located in an established, walkable neighbourhood, the home keeps daily routines uncomplicated. Walk the kids to Taylor Evans Public School, send teenagers to Guelph CVI, or if your kids are studying at University of Guelph, they can catch the bus from the stop right across the street for a quick 15 minute ride to the school. Keep the conveniences coming with Costco and Zehrs just down the street, while Stone Road Mall only a 7 minute drive down the Hanlon Expressway. With ample parking on the deep driveway, plus the garage, this is a home built to support real life; not just the highlight moments, but the quiet, in-between ones too.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,808
Lot Size49.87 ft x 109.91 ft
mls© NumberX13632944
Listed ByRoyal LePage Royal City Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,197
Property tax
$401
Heat allowance
$150
Housing costs
$4,748 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $163,998
25-yr amortization

Income needed

$146,000

gross annual household income

Payment at 4%
$3,451 / mo
Cash down
$163,998

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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