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Listed 2 months ago

4 Hayward Crescent

Clairfields/Hanlon Business Park, Guelph

$890,000

Detached|Backsplit 4
3 | 2 | 5
About this home

Welcome to 4 Hayward Crescent, a detached backsplit on a quiet crescent with a legal 1 bedroom basement Apartment and in Guelph's highly sought-after south end-just steps to the Community Park, Bishop Macdonell High School, scenic trails, and everyday shopping and amenities.The VACANT upper unit is move-in ready, making it an excellent opportunity for homeowners or investors looking to set their own rental rates. The main level offers a bright, functional layout with an open-concept living and kitchen area, creating an inviting space for everyday living. This level features 3 bedrooms and 1 full bathroom.Downstairs, you'll find a bright and spacious legal 1-bedroom plus den walkout basement apartment with its own private entrance-ideal for extended family or generating rental income.Whether you're looking to live in one unit while offsetting your mortgage with rental income or add a versatile investment property to your portfolio, this home offers outstanding flexibility, functionality, and long-term potential in one of Guelph's most desirable neighbourhoods.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBacksplit 4
Approx. Age16-30
Size1500-2000 sq. ft.
Property Tax$6,402
Lot Size26.8 ft x 107 ft
mls© NumberX13596740
Listed ByBosley Real Estate Ltd.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,555
Property tax
$534
Heat allowance
$150
Housing costs
$5,239 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $178,000
25-yr amortization

Income needed

$161,000

gross annual household income

Payment at 4%
$3,745 / mo
Cash down
$178,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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