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437 - Lakeshore, St. Catharines
$769,900
Just steps from the Waterfront Trail and Lake Ontario, this North End backsplit home offers a 3+1 bedroom, 2 bathroom layout on a 60' x 100' corner lot with an attached garage and a four-season sunroom overlooking the backyard. The main level includes an eat-in kitchen with appliances and a generous living room opening directly into the sunroom, where newer windows (2023) and sliding doors extend the living space out to the patio and yard. Three good-sized bedrooms and a refreshed 4-piece bathroom are grouped together on the bedroom level. Downstairs, the finished lower area adds a family room with gas fireplace, fourth bedroom and an updated bathroom - an excellent setup for overnight guests, older children, a home office or additional everyday living space. A separate laundry/utility level provides plenty of shelving and storage. Outside, enjoy room for gardening, a newer shed, patio and natural gas BBQ line. Recent improvements include: shingles and attic insulation (2023), new garage door (2026). Close to good schools, parks, shopping and Port Dalhousie with Niagara-on-the-Lake just a short drive away, this is an excellent opportunity to own a family home in one of St. Catharines most sought-after neighbourhoods with easy access to everything the Niagara Region has to offer. Make your move today!
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| Type | Detached |
| Style | Backsplit 4 |
| Approx. Age | 31-50 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $5,281 |
| Lot Size | 60 ft x 100 ft |
| mls© Number | X13575188 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,941
- Property tax
- $440
- Heat allowance
- $150
- Housing costs
- $4,531 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$139,000
gross annual household income
- Payment at 4%
- $3,240 / mo
- Cash down
- $153,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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