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Price Change$799,900

18 October Drive

437 - Lakeshore, St. Catharines

$769,900

Detached|Backsplit 4
3 | 2 | 4
About this home

Just steps from the Waterfront Trail and Lake Ontario, this North End backsplit home offers a 3+1 bedroom, 2 bathroom layout on a 60' x 100' corner lot with an attached garage and a four-season sunroom overlooking the backyard. The main level includes an eat-in kitchen with appliances and a generous living room opening directly into the sunroom, where newer windows (2023) and sliding doors extend the living space out to the patio and yard. Three good-sized bedrooms and a refreshed 4-piece bathroom are grouped together on the bedroom level. Downstairs, the finished lower area adds a family room with gas fireplace, fourth bedroom and an updated bathroom - an excellent setup for overnight guests, older children, a home office or additional everyday living space. A separate laundry/utility level provides plenty of shelving and storage. Outside, enjoy room for gardening, a newer shed, patio and natural gas BBQ line. Recent improvements include: shingles and attic insulation (2023), new garage door (2026). Close to good schools, parks, shopping and Port Dalhousie with Niagara-on-the-Lake just a short drive away, this is an excellent opportunity to own a family home in one of St. Catharines most sought-after neighbourhoods with easy access to everything the Niagara Region has to offer. Make your move today!

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBacksplit 4
Approx. Age31-50
Size1500-2000 sq. ft.
Property Tax$5,281
Lot Size60 ft x 100 ft
mls© NumberX13575188
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,941
Property tax
$440
Heat allowance
$150
Housing costs
$4,531 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $153,980
25-yr amortization

Income needed

$139,000

gross annual household income

Payment at 4%
$3,240 / mo
Cash down
$153,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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