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Price Change$724,900

86 Oak Street

, Brantford

$698,000

Detached|2-Storey
3 | 2 | 9
About this home

Character and charm meet modern updates in this beautifully renovated 2-storey detached home on a generous 56 x 123 ft lot in sought-after Brantford. Updated from top to bottom, this 3-bedroom, 2-bath brick home offers an ideal blend of classic character and contemporary living. The spacious main floor features a grand living room/dining room combination anchored by a stunning floor-to-ceiling gas fireplace - perfect for entertaining or cozy evenings in. A large eat-in kitchen with oversized island and sliding patio doors flows seamlessly to the backyard oasis. A main floor bedroom and 3-piece bath add flexibility for guests or multi-generational living. The bonus sitting room provides even more versatile space. Upstairs, the massive primary bedroom (12 x 20 ft) impresses with a walk-in closet, complemented by a second bedroom, a 4-piece bath with plenty of space to add a laundry and convert the current laundry room into another a 4th bedroom. A bonus loft, accessed via pull-down staircase, offers additional storage or creative space. Step outside to a meticulously maintained backyard entertainers' dream - complete with an open deck off the kitchen, landscaping, and ample green space. The detached oversized single car garage and private double driveway with parking for up to 9 vehicles round out this exceptional property. Bonus potential: the home retains the ability to be converted back to a multi-family property with multiple meters. Forced air gas heat, central A/C, municipal water and sewer. Don't miss this one-of-a-kind opportunity!

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. Age100+
Size2000-2500 sq. ft.
Property Tax$3,426
Lot Size56 ft x 124 ft
mls© NumberX13241440
Listed ByRE/MAX ESCARPMENT GOLFI REALTY INC.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,573
Property tax
$286
Heat allowance
$150
Housing costs
$4,008 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,600
25-yr amortization

Income needed

$123,000

gross annual household income

Payment at 4%
$2,937 / mo
Cash down
$139,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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