LOCATION IS KEY TO THIS WELL MAINTAINED 2 BEDROOM 1.5 STOREY HOME WITHIN A BLOCK TO DOWNTOWN RIDGEWAY. THIS HOME WAS GUTTED IN 1999 WITH UPDATED INSULATION AND ELECTRICAL . THE HOME SHOWS MUCH CHARACTER INSIDE AWAITING YOUR OWN PERSONAL TOUCH. TWO UPPER BEDROOMS BOTH OF GOOD SIZE WITH A MAIN FLOOR DEN/OFFICE (WHICH COULD BE USED AS A 3RD BEDROOM IF NEEDED). ENJOY THE LARGE LIVING ROOM WITH A FREE STANDING GAS FIREPLACE . THE DINING ROOM OFF KITCHEN HAS SLIDING PATIO DOORS LEADING TO A PEACEFUL FENCED BACKYARD WITH BEAUTIFUL PERENNIAL GARDENS AND A SMALL POND. THE ONCE SEPARATE GARAGE BEING USED AS A HOBBIE/GARDEN WORKSHOP CAN EASILY BE TURNED BACK INTO A GARAGE . THIS LOCATION IS PERFECT FOR THAT HOME BASED BUSINESS OR A WORK FROM HOME SPACE. BACK DOOR LEADS INTO A GOOD SIZED MUD/LAUNDRY ROOM . ACCESS FOR CRAWL SPACE IS IN LAUNDRY ROOM . ROOF WAS FULLY DONE WITH NEW PLYWOOD AND SHINGLES 2024; UPPER SIDING ON HOME WAS DONE 2021.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $2,619 |
| Lot Size | 114 ft x 65 ft |
| mls© Number | X13122238 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,047
- Property tax
- $218
- Heat allowance
- $150
- Housing costs
- $2,415 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$74,000
gross annual household income
- Payment at 4%
- $1,683 / mo
- Cash down
- $79,990
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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