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Listed 5 months ago

40 Keats Crescent

Kortright West, Guelph

$995,000

Detached|Sidesplit
3 | 3 | 3
About this home

Location, Space, and Charm in South Guelph! Set in one of Guelph's most established neighbourhoods, this spacious 1,780 sq. ft. side-split is the perfect family home. Built by Brombal Homes ~ that is a sign of the highest quality build! It is all Plaster Construction and offers 3 large bedrooms and 3 bathrooms in a bright, open-concept layout filled with natural light. The main floor is inviting, featuring hardwood floors and a living room that flows seamlessly into the dining area. The dining room, leads through patio doors to a sunny deck-ideal for entertaining. The kitchen boasts granite counters, wood cabinets, and stainless steel appliances & island. Down a few steps, the cozy family room features a classic wood-burning fireplace and a sliding door leading to the private, fenced backyard-perfect for kids and pets. The thoughtfully finished basement extends your living space with a Rec room and a flexible bonus room (ideal for a home office or potential 4th bedroom). Surrounded by mature trees on a quiet street, this home is just steps from schools, Preservation Park and scenic trails. It combines comfort and convenience, with the University of Guelph, Stone Road Mall, and easy access to the 401 only minutes away.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleSidesplit
Approx. Age31-50
Size1500-2000 sq. ft.
Property Tax$6,220
Lot Size51 ft x 105 ft
mls© NumberX13068634
Listed ByRoyal LePage Royal City Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,093
Property tax
$518
Heat allowance
$150
Housing costs
$5,761 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $199,000
25-yr amortization

Income needed

$177,000

gross annual household income

Payment at 4%
$4,187 / mo
Cash down
$199,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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