128 Spears Street
Rockcliffe-Smythe, Toronto
$499,900
Discover the perfect blend of natural beauty, comfort, and convenience! This home sits on a spectacular 186-foot-deep ravine lot, offering a peaceful, picturesque setting surrounded by nature. Featuring a finished basement with a separate entrance and over 800 sq. ft. of total living space, this property offers a cozy and versatile living environment. Conveniently located near public transit, shopping, everyday amenities, and major highways, this home combines tranquil surroundings with easy access to everything you need
No extras listed.
Visit this home
Pick a time that works for you.
No upcoming open houses.
| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | < 700 sq. ft. |
| Property Tax | $1,700 |
| Lot Size | 15 ft x 186 ft |
| mls© Number | W14082610 |
| Listed By | SUTTON GROUP-ADMIRAL REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,559
- Property tax
- $142
- Heat allowance
- $150
- Housing costs
- $2,850 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$88,000
gross annual household income
- Payment at 4%
- $2,104 / mo
- Cash down
- $99,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
Nearby listings
Comparable sales
- No similar listings found.
