35 Montcalm Avenue NW
Briar Hill-Belgravia, Toronto
$875,000
First Time Home Buyer Opportunity. Detached Bungalow. Well Maintained in the heart of Briar-Hill. Extra Income option Basement apartment. Separate Entrance. Open concept Main Floor W/Upgraded Kitchen, New Fridge Oct-2025. Hardwood Floors. Large Open Concept Living Room. W/Dining Breakfast Bar. Kitchen Appliances-Basement New Oct-2025. Spacious Bathrooms. Walking Closet. Complete New Heating System-Nov-2025. Steps from Subway Station, TTC, School, Park, Restaurants and Plaza. Easy Access to Allen Express, 401 and 400. Sump pump
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,770 |
| Lot Size | 25 ft x 125.5 ft |
| mls© Number | W13817060 |
| Listed By | KIC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,479
- Property tax
- $314
- Heat allowance
- $150
- Housing costs
- $4,943 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$152,000
gross annual household income
- Payment at 4%
- $3,682 / mo
- Cash down
- $175,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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