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New2 hours ago

61 - 1270 Gainsborough Drive

1005 - FA Falgarwood, Oakville

$699,900

Condo Townhouse |
3 | 2 | 2 | 0
About this home

Welcome to 61-1270 Gainsborough, an end-unit townhome in an established Oakville condo community. As an end unit, it gets more natural light and a bit more room than the interior units, with north and east exposure through the main floor.The main level puts the kitchen, living, and dining together in modern laminate flooring, with a powder room and a large closet off the hallway. Three bedrooms and a full bathroom, updated in 2015, sit on the second floor. The basement is finished, with the laundry and storage kept to their own separate room.Out back, the private deck and yard face common green space, so there's no neighbour directly behind you, and an enclosed porch connects to the garage.The big-ticket items are already handled, most notably a full HVAC system, a feature that sets this unit apart from most others in the complex. Add new windows in 2026 and an AC condenser in 2023, plus a roof, garage door, deck, and fence all replaced over the years. That's a townhome where the work is behind you and the location does the rest, close to schools, shopping, and the QEW in one of Oakville's most convenient pockets.

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agent
Jonathan Lee
(647) 983-0770
TypeCondo Townhouse
Style2-Storey
Approx. AgeNot available
Size1200-1399 sq. ft.
Maintenance Fees$448
LockerNone
BalconyNone
ExposureNorth
Parking TypeAttached
Parking Spaces2
Parking FeaturesNone
Property Tax$2,927
mls© NumberW13717608
Listed ByREAL BROKER ONTARIO LTD.
Common Elements Included
Building Insurance Included
Water Included
Parking Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,582
Property tax
$244
Heat allowance
$150
Condo fees, half counted
$224
Housing costs
$4,200 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,980
25-yr amortization

Income needed

$129,000

gross annual household income

Payment at 4%
$2,945 / mo
Cash down
$139,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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