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Black Creek, Toronto
$1,049,999
A beautifully semi-detached home offering exceptional value for investors, first-time buyers, and multi-generational families. This spacious property features 4+3 bedrooms, 5 bathrooms, and 3 kitchens across three self-contained units with separate entrances, providing outstanding flexibility for extended family living or income potential. The home showcases extensive upgrades throughout, including modern lighting, A beautifully renovated and versatile semi-detached home offering exceptional value for investors, first-time buyers, and multi-generational families. This spacious property features 4+3 bedrooms, 5 bathrooms, and 3 kitchens across three self-contained units with separate entrances, providing outstanding flexibility for extended family living or income potential. The home showcases extensive upgrades throughout, including modern lighting, fully renovated bathrooms, upgraded kitchens with granite countertops, and newer appliances. The basement suite was renovated in 2025 with new flooring, an updated washroom, and its own appliances.
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| Type | Semi-Detached |
| Style | Backsplit 5 |
| Approx. Age | Not available |
| Size | 2000-2500 sq. ft. |
| Property Tax | $4,140 |
| Lot Size | 28.71 ft x 139.63 ft |
| mls© Number | W13434630 |
| Listed By | ROYAL LEPAGE FLOWER CITY REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,374
- Property tax
- $345
- Heat allowance
- $150
- Housing costs
- $5,869 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$181,000
gross annual household income
- Payment at 4%
- $4,419 / mo
- Cash down
- $210,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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