130 Duncanwoods Drive
Humber Summit, Toronto
$899,000
Unbeatable Price!!Exceptional investment or house-hacking opportunity in Humber Summit. This well-maintained detached North York home features a bright, functional main floor with a spacious layout, including separate living, dining, and a massive family room. Seller spent approx. $100k in upgrades. The true value lies below: a newly built, expansive lower level featuring three distinct living areas, complete with 3 separate basement kitchens! Optimized for massive income potential, it is the perfect setup to live upstairs and let the basement rental income offset your carrying costs. Unbeatable location just minutes to York University, TTC, the upcoming Finch LRT, Humber River trails, and Hwys 400/401. A rare cash-flow machine!
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| Type | Semi-Detached |
| Style | Bungalow-Raised |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,454 |
| Lot Size | 30 ft x 120 ft |
| mls© Number | W13214960 |
| Listed By | RE/MAX GOLD REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,601
- Property tax
- $288
- Heat allowance
- $150
- Housing costs
- $5,039 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$155,000
gross annual household income
- Payment at 4%
- $3,783 / mo
- Cash down
- $179,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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