292 Essex Avenue
Harding, Richmond Hill
$1,050,000
Oasis In The Heart Of Richmond Hill! A Rare Find 51X140 Ft. Premium Lot Backing Onto Beautiful Palmer Park With Million Dollar Unobstructed West View. This Charming Home Features 4 Bedrooms In Total, Vaulted Ceiling, And Hardwood Floor Throughout the Grand Floor. Living Room Walk-Out To Deck With Gorgeous View; Walk-Out Basement To A Beautiful & Peaceful Backyard With Lots Of Privacy; Newer Upgrades Including Windows (2022 Brick to Brick), Roof (2022), Furnace & A/C(2022), Front Dr(2022), Deck(2022), Extend New Interlocking Driveway(2025), Bsmt Kitchen(2025),Fresh Air Ventilator(2025), And Much More. Owner Occupied, Very Well Maintained & Move-In Ready. Close To All Amenities, Hillcrest Mall, Shops, Restaurants, Banks, Supermarkets, Go Train Station, Hospital; Best Schools Zone **Bayview Secondary School**.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $6,176 |
| Lot Size | 51 ft x 140 ft |
| mls© Number | N14119822 |
| Listed By | RE/MAX REALTRON REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,374
- Property tax
- $515
- Heat allowance
- $150
- Housing costs
- $6,039 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$186,000
gross annual household income
- Payment at 4%
- $4,419 / mo
- Cash down
- $210,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
For detached listings, Harding is currently leaning buyers' way — there is more choice and more room to negotiate. Over July – September 2026, homes here typically sold in about 37 days and fetched 88% of the asking price. Buyer competition is running hotter than the same months last year.
- Demand
- 0.44
- Avg days on market
- 37 d
- Sale-to-list
- 88%
- Price change (YoY)
- —
Based on 14 sales
0.29
Buyer's market
29days
-4 days vs the same month last year
$1,477,694
-19.4% vs a year ago
Nearby listings
Comparable sales
- No similar listings found.
