39 Oxford Street
Mill Pond, Richmond Hill
$1,488,000
Exceptional Home Offering Comfort & Space in Richmond Hill's Desirable Community - "Mill Pond". Situated on a Premium 51.51' x 131.96' Lot, 4+2 Bdrm 4-Bath All-Brick Home Offers Approx. 4,400 S.F. of Total Living Space (3,150 S.F. + Fin. Bsmt). Charming Covered Porch, Beautifully Upgrades: Crown Moulding, Hardwood/Laminate Flooring, Pot Lights & Oak Staircase. Stylish Modern Kitchen Boasts Quartz Countertops & Backsplash, Custom Cabinetry w/Valance Lighting & S/S Appliances. Spacious Primary Retreat w/5-Pc Ensuite, W/I Closet & Private Office w/ Sitting Area. Fully Finished Basement w/Separate Entrance, 2 Bdrms, Kitchen, Rec & Games Rms, 3-Pc Bath & 2nd Laundry. Main Floor Laundry w/Direct Garage Access. Enjoy a Private, Fully Fenced South-Facing Backyard w/Patio & Planter Box. Interlocking Driveway Parks 4 Cars. Steps to Shopping & Transit. Close to Parks, Schools & Supermarkets. Minutes to GO Station & Hillcrest Mall. Top-Ranked Schools: St. Mary Immaculate Catholic Elementary (81/2995), Alexander Mackenzie H.S. (70/732) & St. Theresa of Lisieux Catholic H.S. (3/732).
No extras listed.
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This seller is holding back offers
Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.
| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 3000-3500 sq. ft. |
| Property Tax | $8,490 |
| Lot Size | 51.51 ft x 131.96 ft |
| mls© Number | N14112050 |
| Listed By | HOMELIFE LANDMARK RH REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $7,616
- Property tax
- $708
- Heat allowance
- $150
- Housing costs
- $8,474 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$261,000
gross annual household income
- Payment at 4%
- $6,262 / mo
- Cash down
- $297,600
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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Comparable sales
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