12 Mackay Drive
South Richvale, Richmond Hill
$2,280,000
MINUTES TO FUTURE YONGE SUBWAY EXTENSION , Prestigious South Richvale, Luxury Custom-Built Home On Premium Lot, Fully 2026 Renovated, 2026 Fresh Paint, New Bosch Dishwasher & Gas Stove & Range Hood, Highly Rated School in Area, Steps to: Yonge St., Bus Stop, Hillcrest Mall, Parks, Library, Bakery, Restaurants, Highway 7 & Hwy 407, Walmart, Loblaws & More ..., Grand Open-To-Above Foyer, Spacious Open-Concept Layout, Hardwood Throughout, Large Windows, Custom Kitchen With Granite Countertops, Large Bright Breakfast Area with Walk-Out to Oversized Deck & Landscaped Backyard, Gas Fireplace, Primary Bedroom With 2 Walk-In Closets & Additional Built-In Closet with a Luxurious 6-Piece Ensuite with Jacuzzi, Professionally Finished Basement with 2 Bedrooms & Huge Living/Rec Room & Full Bathroom & Windows, Separate Private Entrance with Walk-Up to Private Backyard, Basement Rough-In Ready, Landscaped Fenced Backyard With Large Sitting Deck, Interlock Driveway, Stone Steps, Central Vac, Huge Furnace Room, Garage Entry, A Lot To Say . * MUST SEE * . * See Virtual Tour Link *
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This seller is holding back offers
Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.
| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 3500-5000 sq. ft. |
| Property Tax | $12,824 |
| Lot Size | 50 ft x 150 ft |
| mls© Number | N13844426 |
| Listed By | VIP BAY REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $11,670
- Property tax
- $1,069
- Heat allowance
- $150
- Housing costs
- $12,889 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$397,000
gross annual household income
- Payment at 4%
- $9,595 / mo
- Cash down
- $456,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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