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Mill Pond, Richmond Hill
$1,368,000
This is a lovely home with exceptional curb appeal, attractive gardens & a newer interlocking stone driveway on a desirable quiet street just a short walk to Mill Pond, one of Richmond Hill's iconic neighbourhoods w/ outdoor concerts in summer, huge pond & a happy place to visit. BONUS! Brand new roof September 2026 + quality renovated main floor done w/ great taste & a lovely layout. The kitchen is a beautiful gathering place w/ a huge island, gorgeous cabinetry, large windows & a spacious dining area, plus an inviting walkout to the serene gardens. The classic family room offers additional cozy living space w/ another walk-out to the newer interlocking patio. The yard is a true delight here; very spacious w/ multiple seating areas, mature trees & nice privacy hedges. There's a bright main floor laundry, 4 bedrooms up w/ a lovely primary featuring a large w-in windowed closet & renovated bath w/ w-in shower. There are 3 additional bedrooms & lower level is a nicely finished space for use as an additional recreational area, office or gym & has lots of storage. This home has been extremely well maintained by the long time owners inside & out.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $6,795 |
| Lot Size | 39.5 ft x 111.95 ft |
| mls© Number | N13809018 |
| Listed By | CENTURY 21 HERITAGE GROUP LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $7,002
- Property tax
- $566
- Heat allowance
- $150
- Housing costs
- $7,718 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$237,000
gross annual household income
- Payment at 4%
- $5,757 / mo
- Cash down
- $273,600
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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