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New15 hours ago

779 Sheppard Avenue

Historic Lakeshore Communities, Georgina

$695,000

Detached|Bungalow
2 | 2 | 7
About this home

Renovated Bungalow in Historic Keswick. Discover this completely renovated, move-in-ready bungalow nestled in the prime historic lakeshore community of Keswick. Every detail has been meticulously updated to blend modern comfort with timeless style, featuring consistent, high-quality laminate flooring throughout the entire home. The interior layout has been thoughtfully enhanced, most notably by a primary suite addition that provides generous living space, a spacious walk-in closet, and a private ensuite bathroom. The heart of the home is a 2019 kitchen renovation boasting custom cabinetry and granite countertops, perfectly complemented by a renovated primary bath featuring heated floors. Mechanically superior, the property includes a 2019 HVAC system, 2019 furnace and AC, and an owned tankless hot water heater (2022)-offering complete freedom from rental contracts. The exterior upgrades are equally impressive, featuring a newly constructed garage (2020) built with a permit, equipped with electricity and ample space for a vehicle and additional storage. The expansive, newly paved driveway easily accommodates four vehicles, with extra room at the side ideal for a recreational vehicle. With 2024 windows, a 2025 front door, a waterproofed crawl space with a new sump pump (2026), and a professionally landscaped backyard with a 2020 deck and pattern concrete, this home offers both complete peace of mind and effortless luxury.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,068
Lot Size50 ft x 150 ft
mls© NumberN13775982
Listed ByROYAL LEPAGE RCR REALTY

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,557
Property tax
$339
Heat allowance
$150
Housing costs
$4,046 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,000
25-yr amortization

Income needed

$125,000

gross annual household income

Payment at 4%
$2,925 / mo
Cash down
$139,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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