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Clairlea-Birchmount, Toronto
$879,000
An affordability-focused opportunity to own a freehold home for the monthly cost of a condo! This semi was renovated in 2019 to include a rare legal 2-bed basement apartment, along with a fantastic open concept upstairs unit. The bright main unit features 3 bedrooms, open-concept living and dining, and a modern kitchen with stainless steel appliances, quartz counters, and generous storage. A spa-inspired bath, private in-suite laundry, and parking keeps life easy. Downstairs, the basement suite delivers dependable cash flow with a stylish open layout, pot lights, stainless steel kitchen, updated bath, and private laundry. There is the future potential of re-combining both units for a large traditional single family home, or using the basement as a nanny or in-law suite. The sun-filled backyard offers the outdoor space you won't get in condo living! All of this just a short walk to Warden Subway Station, close to schools, parks, and shopping. A modern, well-connected Toronto home that helps pay its way!
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| Type | Semi-Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $4,228 |
| Lot Size | 30 ft x 100 ft |
| mls© Number | E14176460 |
| Listed By | KELLER WILLIAMS REFERRED URBAN REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,499
- Property tax
- $352
- Heat allowance
- $150
- Housing costs
- $5,001 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$154,000
gross annual household income
- Payment at 4%
- $3,699 / mo
- Cash down
- $175,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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