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New4 days ago

115 Winter Gardens Trail

Rouge E10, Toronto

$875,000

Detached|2-Storey
3 | 3 | 3
About this home

Welcome to 115 Winter Gardens Trail, a charming detached home in the established Rouge community of Scarborough. Offering 3 bedrooms, 3 bathrooms and a spacious multilevel layout, this home has plenty to offer. Step inside to a sunken living room with hardwood floors and French doors opening to the backyard, a separate dining room and a bright eat-in kitchen with stainless steel appliances. Upstairs, you'll find three comfortable bedrooms, including a primary suite with a walk-in closet and private ensuite. The lower level features a recreation room with fireplace and built-in shelving, along with a separate workshop and plenty of storage space. Enjoy the convenience of an oversized single garage, private driveway and parking for three vehicles. Important improvements include a new furnace and central air conditioner in 2025, along with energy-efficient windows approximately eight years old. Located close to parks, schools, shopping, transit and the Rouge area's beautiful natural surroundings, this home offers a wonderful combination of space, comfort and convenience. A great opportunity to own a detached home in one of Scarborough's established residential communities. Come see everything 115 Winter Gardens Trail has to offer!

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,840
Lot Size30 ft x 109.8 ft
mls© NumberE14158806
Listed ByIRISE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,479
Property tax
$403
Heat allowance
$150
Housing costs
$5,032 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $175,000
25-yr amortization

Income needed

$155,000

gross annual household income

Payment at 4%
$3,682 / mo
Cash down
$175,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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