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New3 hours ago

106 Spruce Hill Road

The Beaches, Toronto

$1,349,999

Semi-Detached |2-Storey
3 | 2 | 2
About this home

BALMY BEACH MAGIC. COUNTRY FEELS. CITY ADDRESS. One of The Beach's most coveted streets, where kids learn to ride their bikes in the lane, neighbours become friends, and you can hear the school bell ringing from beloved Balmy Beach School. This is the kind of street people dream about! An epic front porch made for morning coffees or evening wine. A crazy deep lot backing onto the lane, surrounded by a majestic tree canopy & loved gardens - that rare feeling of living in the country while being steps from everything The Beach has to offer. Inside, soaring 10-ft ceilings, hardwood floors, an open-concept layout and a fabulous main-floor family room with a walkout to the sun deck make family life effortless. And the lower level? Options galore! A fully self-contained, one-bedroom, super bright suite with its own separate entrance (complete with French doors!), kitchen, three-piece bath and terrace. Perfect for extended family, guests, income potential or simply reclaiming the space for an incredible family hangout. Shared laundry adds flexibility, and two-car parking off the rear lane is epic. Steps to Balmy Beach School, a short stroll to Queen Street, the boardwalk, the lake and everything we love about Beach life. Big-porch energy. Small-town soul. One seriously special Beach address.

Extras

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Open houses

  • Sat, Oct 31

    2:00 PM – 4:00 PM

  • Sun, Nov 1

    2:00 PM – 4:00 PM

Or pick a time that works for you.

Got questions?

Contact Jonathan directly.

agent
Jonathan Lee
(647) 983-0770
TypeSemi-Detached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$6,921
Lot Size25 ft x 120 ft
mls© NumberE14124546
Listed ByROYAL LEPAGE SIGNATURE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,910
Property tax
$577
Heat allowance
$150
Housing costs
$7,637 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $270,000
25-yr amortization

Income needed

$235,000

gross annual household income

Payment at 4%
$5,681 / mo
Cash down
$270,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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