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New2 days ago

Lot 76 Ivy Run Crescent

Rural Whitby, Whitby

$1,039,990

Detached|2-Storey
4 | 4 | 2
About this home

Welcome to this stunning, 32' Detached Home offering 2,328 sq. ft. boasting 4 spacious bedrooms and 4 washrooms. Personalize your new home by choosing the interior finishes that reflect your style and bring your dream home to life! The 9' Main and 2nd Floors feature smooth ceilings. The main floor welcomes you with a spacious Family & Dining rooms, perfect for gatherings. The gourmet kitchen is a chef's dream, equipped Stone Countertops, Flush Breakfast Bar, with stainless steel appliance, sleek ceramic backsplash and walkout to Private backyard, expanding your living space to the outdoors. Walk-in from Garage Door Entrance into ceramic tiled mudroom. The primary bedroom is a true retreat, featuring a generous walk-in closet and luxurious 5-piece ensuite complete with frameless glass shower and free-standing bathtub for ultimate relaxation. Don't miss this exceptional opportunity to own a thoughtfully designed and meticulously finished home that combines comfort, style and functionality. * Price Exclusive of HST. The referenced federal and Ontario temporary enhanced GST/HST rebate measure are proposed and not yet in effect. The availability of the applicable rebate depends on enactment of the necessary legislation by the Government of Canada and/or the Government of Ontario. The availability, eligibility criteria, rebate amounts, application forms, and timing will be determined by legislation and by administrative guidance issued by the applicable authorities. Any price or incentive that references or assumes the temporary enhanced GST/HST rebate (including "net of rebate" pricing) is conditional on the applicable legislation being enacted as anticipated and on the purchaser's eligibility. If the legislation is not enacted, is enacted with different terms or timing, or the purchaser is ineligible, any assumed rebate will not apply, and the purchaser may be responsible for the full purchase price without the benefit of any such rebates.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax---
Lot Size32 ft x 98 ft
mls© NumberE14118756
Listed ByINTERCITY REALTY INC.

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's estimated carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,323
Property tax (estimated)
$0
Heat allowance
$150
Housing costs
$5,473 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $207,998
25-yr amortization

Income needed

$168,000

gross annual household income

Payment at 4%
$4,376 / mo
Cash down
$207,998

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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