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New4 hours ago

294 Gainsborough Road

Woodbine Corridor, Toronto

$1,199,000

Semi-Detached |2-Storey
3 | 2 | 2
About this home

A bright, updated semi on quiet Gainsborough with a private backyard you rarely find.The main floor is open and easy: living room into dining room into kitchen, followed by a convenient main-floor laundry room, making it one of the larger floor plans in the area. Three solid bedrooms upstairs. A finished basement with a rec room and a fourth bedroom gives you real flexibility - guests, a home office, or extra living space - without compromising the main floors. Fresh finishes throughout. Central air installed in 2021. Move-in ready. The lot is the standout. Exceptionally deep, fully fenced (perfect for dog owners), and private, with no neighbours behind you. Two parking spots off the lane way. A shed. A peaceful spot for kids, pets, weekend barbecues, or just a quiet evening outside. Set in a well-regarded school district with a community feel, this isn't just a house but a lifestyle. New windows and a new front door went in 2021. Floors were done in 2023. Upgraded electrical in 2023. The roof on the addition was replaced last year, and a new backwater valve was installed this year. Meticulously maintained and ready to become yours.

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agent
Jonathan Lee
(647) 983-0770
TypeSemi-Detached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,294
Lot Size16 ft x 139.41 ft
mls© NumberE14023178
Listed ByCENTURY 21 FINE LIVING REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,137
Property tax
$441
Heat allowance
$150
Housing costs
$6,728 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $239,800
25-yr amortization

Income needed

$207,000

gross annual household income

Payment at 4%
$5,046 / mo
Cash down
$239,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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